Los Angeles Mortgage Broker
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Every borrower. Every loan type. One team.
Non-QM · DSCR · Bank Statement · Conventional · Jumbo
Every borrower. Every loan type. One team.
Purchase price to income needed — at a glance.
5% down · LA County high-balance conforming limit
5% down for loans at or below the LA County high-balance conforming limit of $1,249,125. Income assumes ~48% DTI. Payments assume estimated property tax (~1.25%) and homeowner's insurance. Actual qualification depends on credit, debt, and loan structure.
Quick answers to common questions from Los Angeles buyers.
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“Derek helped us structure our loan when our tax returns didn't reflect our real income. We thought we couldn't qualify but he walked us through the options and made it happen.”
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Rates shown are example estimates and change daily based on market conditions and borrower profile.
NMLS #1233953 · Senior Loan Advisor
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Text me your scenario — purchase price, down payment, credit range, and property type — and I'll send back your payment, cash-to-close, and best-fit lane.