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Los Angeles investment property
DSCR Loans

The property qualifies.
Not you.

Debt Service Coverage Ratio loans let the rental income do the talking. No personal income docs needed.

Text Derek Apply Now
How It Works

What is a DSCR loan?

A DSCR loan qualifies based on the property’s rental income compared to its mortgage payment. If the rent covers the debt, you qualify — regardless of your personal income or employment.

1
Find an investment property
2
We compare rent to the mortgage payment
3
Close — no W-2s or tax returns
Program Details

DSCR loan highlights

No Income Docs
Property Cash Flow Qualifies
The rental income from the property is what matters — not your W-2, tax returns, or employment.
  • No personal income verification
  • No employment verification
  • No DTI calculation
  • Rental income from appraisal or lease
Investor Friendly
Built for Scale
Whether it’s your first rental or your twentieth, DSCR loans let you grow your LA portfolio.
  • 1-4 unit properties
  • Short-term rental (Airbnb) eligible
  • Close in LLC or entity name
  • No limit on number of properties
Who It’s For

Ideal for Los Angeles
real estate investors

Whether you’re building a rental portfolio or picking up your next flip, DSCR removes the income documentation barrier.

Long-Term Rentals
Buy and hold investors building cash flow with traditional leases in LA neighborhoods.
Short-Term Rentals
Airbnb and VRBO operators in high-demand LA areas. Use projected rental income to qualify.
Portfolio Builders
Investors scaling beyond conventional loan limits. No cap on the number of DSCR loans.
Get Started

Ready to invest
in Los Angeles?

Text Derek the property address or target area and get your DSCR numbers back fast.

Text Derek Start Application →