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Los Angeles Mortgage Broker

Every borrower.
Every loan type.
One team.

Traditional and non-traditional mortgage solutions for Los Angeles homebuyers and investors. Text your scenario — get real numbers back.

Text Derek Apply Now
Why a Broker

A bank has one menu.
A broker has all of them.

As a mortgage broker, we shop across multiple wholesale lenders to find you the best rate, the best program, and the best fit — not just what one bank has on the shelf.

Programs

Loan programs available
in Los Angeles

Traditional and non-traditional programs. We match you to the right one.

Traditional
Conventional & Government
Standard programs for W-2 employees and full-doc borrowers with the most competitive rates.
  • Conventional conforming & high-balance
  • FHA — low down payment
  • VA — zero down for veterans
  • Jumbo — above conforming limits
Non-Traditional
Non-QM & Alternative
For borrowers who don’t fit the traditional box. Self-employed, investors, and more.
  • Bank statement loans
  • DSCR for investors
  • Asset depletion
  • 1099 and P&L programs
Derek Vail — LiveLendLA
Your Advisor

Derek Vail

NMLS #1233953 · Senior Loan Advisor
Powered by 7 Mortgage, LLC

Text me your scenario — purchase price, down payment, credit range, and property type — and I’ll send back your payment, cash-to-close, and best-fit lane.

Text 323.823.7913 Call Email

How it works

1
Tell me the home price
2
I run the numbers
3
You get real loan options
Get Started

Ready to get
your numbers?

Text Derek your scenario and find out exactly where you stand. No commitment, no pressure — just real numbers.

Text Derek Start Application →