Your Numbers

What can I afford?

Annual Household Income

Monthly Recurring Debts (cars, cards, loans)

Down Payment ($ or %)

HOA Dues (optional, monthly)

Estimated Home Price

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Estimated using: Conventional, 30-year fixed

Down Payment

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Monthly Payment

Cash to Close

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Principal & Interest—

Loan amount amortized over 30 years at the program’s note rate = monthly principal & interest

Property Taxes —

1.25% × Purchase Price ÷ 12 = monthly property taxes

Estimated Homeowners Insurance —

Estimated annual premium ÷ 12 = monthly homeowners insurance

Estimated Mortgage Insurance —

Estimated from the loan program, loan amount and down payment

HOA Dues —

The monthly HOA dues you entered

Estimated Monthly Payment (PITI)—

See My Exact Scenario Text a Question

View Loan Details

Loan Amount—

Loan Program—

Rate Used—

DTI Assumption—

Cash to close breakdown

Down Payment—

Estimated Closing Costs—

Lender Fees —

Title Fees —

Escrow Fees —

Recording Fees —

Prepaid Interest —

Prepaid Property Taxes —

Prepaid Homeowners Insurance —

Total Estimated Cash to Close—

Down payment and closing costs are shown separately. Estimated using Los Angeles County benchmarks from real LiveLendLA Loan Estimates and Closing Disclosures. Seller credits, lender credits, and your actual closing date will change the final figure.

How this estimate works

Assumes Los Angeles County, a primary residence, and a 30-year fixed at today’s — — rate — drawn live from the Today’s Rates page. Qualifying uses a maximum debt-to-income ratio of — for that program. Estimates assume well-qualified borrowers. Text for personalized pricing.

More tools: Income Cheat Sheet · Mortgage Payment Calculator · Loan Estimate · Buydown Calculator · Today’s Rates